Internet Banking has become a necessity for every user. Whether you want to transfer funds, pay utility bills, apply for a Loan, or make investments, Net Banking is the one-stop solution for all. It allows you to meet your banking requirements anywhere, anytime. It is simple, convenient, and time-saving. Online Net Banking is 100% secure to use. Each of them takes several measures to ensure maximum security.
However, observe caution from your end as well. Following are some helpful tips to adopt to secure your Online Banking usage:
Set an impossible password
You need to set a password that is tough to crack. Enter them whenever you wish to access the banking portal. Ensure it does not include your name or birthdate. Personal information is readily available on various social media platforms, making the password easy to guess. Use a combination of unique characters and numbers to create a password. Change your password frequently. This ensures maximum security.
Check account statements
The best part about Online Banking is opening Savings Account. You can manage your account within minutes through Net Banking. Download the statements from the banking portal and check them regularly. This lets you grasp your spending and alert you in case of fraudulent activity.
Type out the bank portal URL
Phishing emails have become increasingly common these days. These emails often look like emails sent from an actual bank source and are deceiving. These emails generally include a URL that you should avoid clicking. Type out the bank portal URL for secure Digital Banking usage. This ensures you do not click on any link that could hack your system.
Log out of the banking session
Banking sessions mean the duration for which you use the portal. Most people forget to log out once they are done with their session. However, avoid doing so. In case of device theft, anyone can access your banking portal, which proves dangerous. Hence, log out of the session always. Refrain from using public electronic devices and Wi-Fi services to access your banking portal. Though readily available, such devices and public Wi-Fi are easy prey to fraudulent cyber activities.
Update Banking apps
The banking app has made banking simpler. Using the app, you can complete your banking activities in no time. Make sure to update your app whenever the notification pops up. This is because the bank adds layers of security with every app update. By updating, you can complete your banking activities securely.